Strategy for Right Investments
Episode Title
Strategy for Right Investments
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fintastic-talks-with-sanjiv-bajaj-feat-navin-agarwal-motilal-oswal-amc
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https://www.youtube.com/embed/Ag5tYgywyrM
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Episode Duration ( in minutes )
60
Episode No.
6
Episode Description
Be Money Smart. Be FINtastic.
In this 6th episode of the FINtastic Talks Season 2 with Sanjiv Bajaj, join us for a session on compounding your wealth & life with Navin Agarwal (MD & CEO - Motilal Oswal AMC)
Episode Key Takeaways ( in English )
- Optimist v/s Pessimist and their investing mantra
Pessimist vs. Optimist investors populates the finance world. Investors with zero pessimistic tendencies may soon realize that investing is more than just optimistic betting. However, being overly pessimistic will keep an investor isolated due to fear, which may sometimes be irrational. Trying is the best way to move forward, and failure is the road to success. Equity is always meant for the optimist, and Fixed Income is destined for the pessimist. Thus, to be successful in investments, neither of the two principles should be ignored nor be over-relied. - Discover the art of converting your Second Income into business!
Your second income should be so significant that it should be able to fund a lifestyle equivalent to your current lifestyle. It would be best to put your investments to work; on average, a human can work 8-14 hours a day, but your money can work 24 hours x 365 days a year. Thus, investing in your second income ensures that you can earn enough so that your money can outlast you. Driving your second income is similar to driving a car initially; it isn't easy to steer the wheel, but once you get a hold of its technique, you begin to enjoy the seamless journey. The same is with your wealth creation and investment journey. It is just a matter of starting and taking charge of the wheels by following the proper norms and treating them like your business. - “History never repeats itself, but it does often rhyme.” - Mr. Navin Agarwal comments on Corporate GDP profit & Stock Markets
From 2002-2008 a 2% Corporate profit to GDP went up to 8%. In 2021, when we last discussed, corporate profits were 2%, and today, as we speak, they have already doubled to 4 %. As quoted by Mr. Navin Agarwal - “I believe that we are only midway in that process, and we can expect the corporate profit to speed up to 8 % very soon”. In 6 years, markets went up by nearly 6 times. NIFTY, which started its journey on 1st Jan 2022 at 1100 points, went all the way up to 6,300 points, and today, it is moving up to 17,000 points gradually. So markets are already up by 1.4%, which is still in the early stages. - Similarities between Birthdays and Stock Markets
Just like birthdays, stock markets are also an annual affair. Since the beginning of Sensex in 1979, markets have either fallen by 10% in a year or 20% and sometimes even 40-50%. The only difference is that while birthdays fall on a fixed date, markets do not fall around a specified date. Mr. Navin Agarwal urges every individual to celebrate the market falls just like your birthday because, in the long run, the stock market will create enormous wealth. Moreover, these dips allow you to buy cheaper for the long term, and it should be equally much of a celebration for an investor, like birthdays, and we should make the most of it. - Grow your portfolio with the QGLP Investment Philosophy
In QGLP, the alphabet "Q" stands for quality: quality of business, top quality business run by top quality management. If you have got these two right, you cannot lose money. At what pace will you make money that the growth and the price will determine? Next is looking at the "G"- growth parameter, which is extremely important in value creation. And so not only growth for next quarter, or next year, but growth for next 5,10,15 years, and that's where I think your vision or visionary thinking plays a role. India is a growing country at around 6-7%, which will be there for few decades. So that gives you growth potential in a company. “L” is the longevity of growth and longevity quality. And then, finally, the "P" is the price of having these three things. Any company, be it Large Cap, Small Cap, or Mid cap, can fit into this investing funnel and should be added to your portfolio.
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