Decoding the Intricacies of Wealth Management
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Decoding the Intricacies of Wealth Management
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Episode Date and time
Episode Duration ( in minutes )
60
Episode No.
11
Episode Description
Welcome to another most awaited episode of FINtastic Talks Season 2.
We're excited to have Anunaya Kumar, President & National Sales Head of IIFL Asset Management, join us to discuss the latest trends and insights from the world of Investments.
In this insightful session, Anunaya Kumar will discuss the intricacies of wealth management, providing expert knowledge gained from over two decades of experience in senior leadership positions across Corporate Banking, Retail Banking, Wealth Management, and Asset Management.
Ensure to tune in to FINtastic Talks with Sanjiv Bajaj Season 2, Episode 11, and join us as we help you understand the current market trends, and identify investment opportunities that directly aligns with your financial goals.
Episode Key Takeaways ( in English )
- Balance Advantage Products: Unlock Investment Flexibility for Your Portfolio!
Investors seeking a flexible investment option should consider the balanced advantage category. This investment product combines 30-35% debt and 65% equity, providing a balanced approach to potential gains and risks. With this option, investors can potentially benefit from market growth while mitigating the effects of market volatility. - Why are MUTUAL FUNDS a great way for you to invest for Wealth Creation?
Mutual funds offer a simple way to invest for wealth creation because they are a pool of money managed by a fund manager with a clearly defined objective. Mutual funds are a great way to invest for wealth creation because they offer diversification, professional management, access to different asset classes, liquidity, and low investments. They provide a convenient and affordable way for investors to build wealth over time while minimizing risks. This makes it easier for investors like you to understand how your funds are managed conveniently. - AIFs vs Mutual Funds: Understanding the Different Propositions and Risks!
AIFs (Alternative Investment Funds) and Mutual Funds are both investment vehicles, but they have some key differences. AIFs and Mutual Funds differ in their target investors, regulatory oversight, and investment strategies. AIFs are subject to a different regulatory framework and typically invest in alternative assets. In contrast, mutual funds tend to follow stricter regulations and invest in more traditional asset. While mutual funds offer decent returns of around 8-12%, AIFs can potentially give you returns of 14-15% or even higher. - Demystifying the difference between PMS and AIF Investment: Understanding the Risk Assessment Process.
Portfolio Management Services (PMS) and Alternative Investment Funds (AIF) are two investment options that serve different types of investors and investment objectives. PMS is a customized investment service for high-net-worth individuals or institutions that typically invests in publicly traded securities based on the investor's specific goals and risk profile. AIF, on the other hand, is an investment fund that invests in alternative assets such as private equity, hedge funds, and real estate and is considered riskier due to the nature of the underlying assets and less regulatory oversight. PMS follows a conservative approach to risk assessment, while AIF involves a more complex process due to the non-traditional nature of the assets and is typically aimed at investors willing to take on higher risk for the potential for higher returns. - Exploring the different categories of AIFs and their Potential Returns and Losses for your investments!
AIFs are privately pooled investment funds registered with SEBI that invest in alternative assets like private equity, hedge funds, and real estate. Fund managers make investment decisions on behalf of investors, and AIFs are subject to SEBI regulations. AIFs in India are classified into three categories:- Category IAIFs invest in startups, early-stage ventures, social ventures, small and medium enterprises, infrastructure, etc. with a positive economic spillover effects.
- Category II AIFs invest in assets that require private equity funding or real estate assets.
- Category III AIFs invest in complex and sophisticated trading strategies, such as hedge funds, with a high degree of leverage and risk, and are suitable for well-informed investors.
- Systematic Investment Plans (SIPs): A Foolproof Strategy for Achieving your Long-Term Financial Goals!
SIP is a powerful tool designed to help investors navigate the unpredictable economic landscape of the market. By investing in a disciplined and systematic manner, investors can take advantage of the principle of rupee-cost averaging, allowing you to spread your investments across multiple periods and levels of market volatility. This approach ultimately reduces risk and increases the potential for steady, reliable returns over time. - Risk and Return: The Law of Economics That Holds True for Everyone.
The risk-return trade-off is the law of economics that holds good for everyone. The ability to onboard risk is where the rewards will improve. High-risk investments have the potential to yield higher returns, while low-risk investments typically have lower potential returns. Successful investing requires finding the right balance between risk and return that aligns with one's financial goals and circumstances.
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