We have often read or heard about adding a critical illness component in our health insurance plan. Most people wonder whether it makes sense to include this add on in one’s health insurance policy. In this article, we will read about its importance and benefits so that one can take an informed decision.

We are pleased to announce the introduction of Minor Account opening along with Simplified 4 steps Onboarding Journey on Online MF platform.

Now, Process for Onboarding has been simplified.  You can onboard client with either of one contact details (Mobile or Email) updated with KRA. You can also initiate Minor account opening with & without PAN.

National Pension System, also known as NPS, is a voluntary defined contribution pension system cum tax planning tool introduced by Pension Fund Regulatory and Development Authority (PFRDA), created by an Act of the Parliament of India. The primary objective is enabling systematic savings during the working life of the subscribers.

The aim is to provide retirees with an option to achieve financial stability during their golden years.

“Mutual funds are subject to market risk. Please read the offer document carefully before investing.”

You must have heard the same in umpteenth disclaimers, but are you really aware of the different investment risks, posing a threat to your hard-earned money.

The statutory warning in the disclaimer is an attempt to wake you up from your slumber that has been keeping you oblivious of the different investment risks you could confront while investing in mutual funds.

In the popular Bollywood movie, 3 Idiots, in a humorous scene, a book was sarcastically defined as instruments that record, analyse, summarise, organise, debate and explain information; that is illustrated, non-illustrated, hardbound, paperback, jacketed, non-jacketed; with a foreword, introduction, table of contents, index; that are indented for the enlightenment, understanding, enrichment, enhancement and education of the human brain through the sensory route of vision - sometimes touch.

Often, investors find themselves contemplating whether they should opt for equity or debt investments. This is seen particularly with first-time investors or those new to the financial markets and investments world. At other times, some investors are just looking to diversify their portfolio for regular re-balancing. That’s where Balanced Funds come as an option.

As any financial year begins, we come across a lot of speculations around the budget presented for that year. There are reforms across sectors that prove beneficial for the public and certainly help them in a big way by saving tax. The budget of FY 2018-2019 too incorporated new areas that help you save tax, especially if you are a Senior Citizen. Since we are nearing the time which requires our intervention on saving tax, it is apt for you to know about the newly introduced sections where you can save tax.

Choosing among the different types of mutual funds is probably the most tedious job you have at hand after you’ve made up your mind to invest in mutual funds. To embark on a journey to financial freedom, one must invest wisely in different types of mutual funds to maintain a diversified portfolio for better returns. Now, there are different types of mutual funds to invest in which can be classified on the basis of risk appetite and goals, whether short term or long term.

It is common knowledge that unless one invests regularly it is difficult to achieve financial freedom. Thanks to mutual funds that yield best returns, one has a credible alternative to begin one’s investing journey. But figuring out which mutual fund is suitable for an investor has never been easy. Before reclassification, at last count, there were more than 2000 mutual fund schemes in India. After the reclassification mandate passed by SEBI, mutual funds will be divided into 36 categories.